You may be able to Stop Paying Creditors Today
Use our Bankruptcy Eligibility Checker to see if voluntary bankruptcy could be the right option for you.Voluntary Bankruptcy – Start Your Analysis
We don’t judge. We are open, honest and helpful. We’ll help you decide if declaring yourself bankrupt is your best option.
Should I Apply For Voluntary Bankruptcy?
Voluntary bankruptcy may be best for you if you can’t see how you can ever repay your debts
Debt Freedom in 12 months
Most people are discharged from bankruptcy after 12 months at which point all included debts are written off, giving a fresh start.
Pay back less than you owe
Creditors have to accept less money than is owed. They have no choice other than to accept your bankruptcy.
Stop creditor pressure
Harassed by letters, phone calls? Debt collectors or bailiffs at your door? We can help protect you from any further creditor action.
Keep Your Home
If you’re a homeowner we can help prevent the loss of your home and any equity you have.
Debt You Can Include
Most debts can be included in a formal solution
Credit Cards
Unsecured Personal Loans
Payday and Doorstep Loans
Overdrafts
CCJ Debts
Catalogue Debts
Council Tax Arrears
Gas, electric & water arrears
1-2-3 Steps to getting out of debt
We'll handle your enquiry with care and sensitivity
1 - Get an answer online
Fill in your details and we’ll let you know which solutions you may qualify for.
2 - Speak to us
A member of our team will call you to talk through your options and what to do next.
3 - Start to take control
We can get you on the right solution without delay, so you can start taking control.
Some debts cannot be included in bankruptcy, such as court fines, child maintenance arrears and student loans. Secured creditors can still take action against you. If you have surplus income, you will be expected to make contributions towards the bankruptcy for 36 months.
Important: Bankruptcy is a serious matter with some severe consequences. See View Important Considerations to be taken into account before applying for or allowing yourself to become bankrupt.