You may be able to Stop Paying Creditors Today

Use our Bankruptcy Eligibility Checker to see if declaring yourself bankrupt could be the right option for you.

Find Out More About Bankruptcy – Start Your Analysis

Bankruptcy information

We’ll answer your questions to help you decide if declaring yourself bankrupt is the right option for you.

Is Bankruptcy Right For Me?

Declaring Yourself Bankrupt may be best for you if you can’t see how you can ever repay your debts

Debt Freedom in 12 months

Most people are discharged from bankruptcy after 12 months at which point all included debts are written off, giving a fresh start.

Pay back less than you owe

Creditors have to accept less money than is owed. They have no choice other than to accept your bankruptcy.

Stop creditor pressure

Harassed by letters, phone calls? Debt collectors or bailiffs at your door? We can help protect you from any further creditor action.

Keep Your Home

If you’re a homeowner we can help prevent the loss of your home and any equity you have.

Debt You Can Include

Most debts can be included in a formal solution

Credit Cards

Unsecured Personal Loans

Payday and Doorstep Loans


CCJ Debts

Catalogue Debts

Council Tax Arrears

Gas, electric & water arrears

Some debts cannot be included in bankruptcy, such as court fines, child maintenance arrears and student loans. Secured creditors can still take action against you. If you have surplus income, you will be expected to make contributions towards the bankruptcy for 36 months.

Important: Bankruptcy is a serious matter with some severe consequences. See View Important Considerations to be taken into account before applying for or allowing yourself to become bankrupt.