You may be able to Stop Paying Creditors Today

Use our Bankruptcy Eligibility Checker to see if declaring bankruptcy could be the right option for you.

Declare Bankruptcy – Start Your Analysis

declare bankruptcy

We don’t judge. We are open, honest and helpful. We’ll help you decide if declaring yourself bankrupt is your best option.

   

Should I Declare Bankruptcy?

Declaring Bankruptcy may be best for you if you can’t see how you can ever repay your debts

Debt Freedom in 12 months

Most people are discharged from bankruptcy after 12 months at which point all included debts are written off, giving a fresh start.

Pay back less than you owe

Creditors have to accept less money than is owed. They have no choice other than to accept your bankruptcy.

Stop creditor pressure

Harassed by letters, phone calls? Debt collectors or bailiffs at your door? We can help protect you from any further creditor action.

Keep Your Home

If you’re a homeowner we can help prevent the loss of your home and any equity you have.

Debt You Can Include

Most debts can be included in a formal solution


Credit Cards


Unsecured Personal Loans


Payday and Doorstep Loans


Overdrafts


CCJ Debts


Catalogue Debts


Council Tax Arrears


Gas, electric & water arrears

1-2-3 Steps to getting out of debt

We'll handle your enquiry with care and sensitivity

1 - Get an answer online


Fill in your details and we’ll let you know which solutions you may qualify for.

2 - Speak to us


A member of our team will call you to talk through your options and what to do next.

3 - Start to take control


We can get you on the right solution without delay, so you can start taking control.

Some debts cannot be included in bankruptcy, such as court fines, child maintenance arrears and student loans. Secured creditors can still take action against you. If you have surplus income, you will be expected to make contributions towards the bankruptcy for 36 months.

Important: Bankruptcy is a serious matter with some severe consequences. See View Important Considerations to be taken into account before applying for or allowing yourself to become bankrupt.